Best Ways to Earn Extra Money

What are the best ways to earn extra money? It depends on your skills, interests, current job, and even your blogging ability! Check these tips out -- you may find something you didn't even know you were looking for...

Best Ways to Earn Extra Money

Find ways to maximize your income. Are you due for a promotion or raise at work? Does your employment make full use of your education and training? Can you take courses that will elevate you to the next level in your career? Can you create sources of passive income? This all depends on your job situation, work environment, and even the city you live in…but it’s worth exploring.

Activate two money saving tips a month. There are smart ways to save money everywhere – the internet, books, your rich old aunt, on placemats at funky restaurants. Don’t try to implement every money tip you find; instead pick two a month. Focus on making those two tips a habit. In a month or six weeks, find two more money saving tips to work on. This way, you’re not overwhelmed with a million ways to save money – and you’re steadily progressing towards financial abundance.

Use a cash back credit card.  There are several types of credit cards rewards programs, but keep it simple. When you earn a dollar in rewards, take a dollar — instead of merchandise or vacations. The best way to use your credit card’s rewards program is to remember that you’re better off spending less money or earning more money, not accumulating more possessions or more debt. Points programs can be restrictive, and a free plane ticket can lead to an expensive hotel room and restaurant meals. Whether you get a statement credit or a check in the mail, remember that cash back makes more sense than other types of rewards.

Live from your vision, not your circumstances.  Creating a vision is difficult, but once you know what you want for your life (such as being credit card debt free, or paying off your mortgage), you have a framework for your future finances.  Your circumstances will never get you closer to your goal; only your vision can guide you towards what you want. If your goal is to earn extra money, act like someone who is already financially successful and responsible (and don’t go nuts with your credit card!). To achieve your financial goals, focus on what you want — not where you are.

For more money help:

• The Best Ways to Make Money Blogging
• The Best Ways to Get Out of Debt

What do you think of these ways to earn extra money -- can you think of better ways? I welcome your tips below!

Articles on Saving Money at Christmas

These articles on saving money at Christmas encompass most of my "Quips and Tips" blogs -- including Quips and Tips for Money and Love, of course!

You don't need to spend a lot of money at Christmas to enjoy the season and show your love to family and friends...you just need to use your head. And, start thinking about Christmas shopping early, because waiting until the last minute is a sure-fire way to rack up the credit cards over the holiday season.

10 Ways to Save Money at Christmas – Holiday Gift Shopping Tips - is a great article by the financial experts at Bills.com. There are a few creative ideas there, but others that I wonder about. For instance, they suggest having a "card signing party" as a way to save money at Christmas. I've been avoiding sending Christmas cards because postage is so expensive, opting for an email holiday letter instead. Am I being too cheap?

6 Spiritual Ways to Create Financial Abundance - is about accumulating money more than saving it. I'm including it as an "article on saving money at Christmas" because it focuses on your inner richness and financial abundance. These concepts lead to peace and joy, which is what Christmas is all about!

Christmas Shopping and Saving Money - shares last minute money saving tips, such as giving a cow or goat for Christmas. Perfect for loved ones who have everything!

Healthy Christmas Gift Ideas - 8 Holiday Gifts for All Ages - shares several Christmas gift ideas that aren't expensive, such as an electric toothbrush (which I'm getting for someone!) and sunglasses with UV ray protection.

Christmas Gift Ideas for Boyfriends - Creative Holiday Gifts - includes several low-cost holiday gift ideas, such as investing in an experience and planning a Christmas Day treasure hunt.

How Do I Pay Off Credit Card Debt? 6 Ways to Get Out of Debt - is for those Christmas shoppers who tried to save money at Christmas, but still wound up in debt!

Gathering these articles makes me think I should write more articles on saving money at Christmas. I don't have enough to choose from. And, I want to get more specific, such as "Saving Money on Christmas Decorations." Good thing writing is my full-time job :-)

If you need gift ideas, read Articles on Christmas - Holiday Gift Ideas -- it's another roundup of Christmas Quips and Tips articles.

Merry Christmas -- and Happy Saving Money at Christmas!!